December 2015 Update

I didn't grab a screen shot for November. I was lucky to have taken one in October so I could share it. At the time, I wasn't thinking about doing any of this for anyone but myself and it was haphazard even then. Not until later did I see that other FI bloggers were doing regularly scheduled updates and I found myself glued to their updates. So, I think it was in December I decided to capture a monthly screen shot to document my progress (Lucky for you if this is the kind of thing you enjoy).

The only thing I didn't like was the most of these bloggers didn't share their early bench marks. Sure, they might not be much, but at least it shows whoever views them that there's hope. Everyone starts at the bottom.

Okay, so now that I've got that off my chest, here's my update from December 2015. Again, it's using Personal Capital. However, as you can see, there are some new accounts added. Like a dummy, I added in my checking accounts. Later, I'll exclude these since Mint.com keeps track of them. I don't like including these accounts in my net worth calculation because that money is typically earmarked for necessary expenses.

Also, you'll see I added an Ally account. This money was set aside for a vacation, but I'll also lump it in with my net worth. Kind of like a back up emergency fund.

My net worth this month, excluding the checking accounts is $41,160.

Not too bad. I used money from my Am Ex HYSA to fund another index fund in my Roth IRA. My 401k contribution is still low. However, instead of the 6% I was at, I increased it to 10% and then to 16% going into 2016.