At this time, I only had one HYSA (high-yield savings account) through American Express. I didn't have my brokerage account with Vanguard either, but an account through Betterment. Later, I'll close the Betterment account and move everything to Vanguard because Vanguard has the lowest fees and best options, in my opinion. Of course, it took some time to sort this stuff out and educate myself.
I think I was contributing a paltry 6% to my 401k at the time, too. My salary at work was $91,850/yr.
As of April, 2016, I removed my checking accounts from Personal Capital so that it more closely reflects my actual net worth. I don't like to consider my checking accounts in my net worth calculation because I want to see strictly what I've saved, excluding anything that is used for paying recurring expenses. This is just easier for me.
Also, I should point out here that mine and my wife's finances are separate. This was a decision we agreed upon when we first started dating. I was paying child support, child support payments that were in arrears, and court costs to battle my ex-wife (nasty stuff) that my girlfriend and future wife didn't want to get involved with. I didn't blame her and chose to shield her from this mess. With that said, all of these numbers are strictly my finances. I don't own any real estate. I don't calculate in my vehicles (they're old and not worth much anyway. More on keeping old vehicles in a future post perhaps.)
From this screen shot, you will be able to see that my net worth is $36,747.
It was time to introduce these little workers to some mates so they could grow!
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